Since everyone is so worked up regarding why gay couples want the same rights as heterosexual couples, it might be prudent to document how gay households are charged more but provided less. This really isn’t about arguing whether or not you agree with same sex marriages or you are part of an anti-gay group. It’s really about outlining the reasons for desiring protection.
One of the most obvious additional costs includes the payment of taxes. Without the same marriage benefits, child benefits, and filing benefits of the heterosexual community, the gay couple will pay out a higher amount of the household money as each individual files separately without benefits. Even something as simple as true deductions have to come under scrutiny to ensure that the wrong deduction doesn’t end up on the wrong tax return. The average additional taxation for couples of the GLBT community is generally three quarters to even twice the amount paid for a hetero household with the same income requirements.
Of course, while there are many companies that are stepping up and offering health insurance to employees with same sex partners, the health insurance crisis within the gay community can be significantly higher than that of the straight community. The considered income of the additional partner’s health insurance is taxed, whereas heterosexual health insurance coverage is not. A single family’s income can be significantly impacted by the ill health of one partner, yet reimbursement and deductions are often not permitted when the healthy partner becomes financially involved. It creates quite a tax mess.
Most couples in the family that either own property together or they have children together are likely to need legal counsel and representation. Everything from their intentions to their monetary assets must be documented and legally regulated in order to make sure that family heirlooms to children stay within the immediate family. Some gay couples find that even with their legal documentation, they have nothing backing them up.
If a couple wants children they can expect some very high expenses. Men can anticipate adoption fees that can creep into the hundreds of thousands while women can expect to find about seventy five thousand extra dollars in order conceive a child. There are plenty of anti-gay family arguments that have been interjected and debated over this point, but that’s beside the point. A family is possible but only for those who can afford the initial step.
Even after gay couples have spent the better part of their lives together, have filed legal paperwork, and have gone through every available avenue, death benefits from the government and often death benefits from the employer of the deceased partner are denied. This can create additional financial hardships on families.
Children who are not biologically related to one parent will find that they can not expect their abilities to make medical decisions for their parent without appropriate paperwork. Likewise, the same can be said for minor children under the care of their non-biological parent. Second parent adoptions help to clear up these issues, but few states permit them. A non-biological parent can still be held accountable for the medical bills.
Sure, there are many people who will tell us that this is just the natural consequence of that “deviant” lifestyle, or whatever the word of the moment might be. It’s different when you see it all in black and white. Suddenly you can see clearly how our money is accepted anywhere that we are not.
Essay penned by Howie Holben. Spirit Journeys provides gay naked yoga retreats and gay travel tours.

